Top 10 Best Earning Apps 2024

Top 10 Best Earning Apps 2024

Our recommendations for the best apps to make money

1. Best for earning gift cards: Swagbucks

In the enigmatic realm of gift card galore, Swagbucks emerges as the virtuoso, orchestrating a perplexing symphony of point accumulation through a kaleidoscope of facile tasks: surveys, games, video spectacles, and digital exploration. This cosmic conductor beckons users into a celestial arena where points metamorphose into digital treasures. But lo and behold, for Swagbucks is no mere point purveyor – it's a digital emporium where cashback cascades like a digital waterfall, where exclusive deals and cryptic coupons lurk around the corners of over 1,500 in-store and online retailers, including the untamed wilds of grocers. Membership, a free pass to this digital carnival, unfurls a labyrinth of redemption options: gift cards from retail titans like Amazon or Walmart, or the enigmatic alchemy of cashback courtesy of PayPal. Step into this perplexing portal, where Swagbucks reigns supreme, and watch as your digital endeavors unfold in a burst of cosmic brilliance.

Pros:

• Multiple ways to earn points

• Redeem points for gift cards or cash

Cons:

• Low earnings potential

• Some tasks are time-consuming

2. Best for online surveys: Survey Junkey

In the perplexing landscape of digital opinions, Survey Junkey emerges as the cryptic maestro of online survey symphonies. This clandestine market research community beckons users into a cosmic dance where the completion of surveys becomes an esoteric endeavor, rewarding participants with enigmatic virtual points that metamorphose into e-gift cards or PayPal payments. The initiation into this enigmatic society requires answering an arcane set of questions and crafting a digital profile – a ritualistic preamble before Survey Junkey, like a digital oracle, aligns you with surveys of cosmic relevance. Let it be known, however, that the path of survey-taking enlightenment, while not a route to financial opulence, carries the promise of earning $40 monthly through the completion of three daily surveys. Survey Junkey, a testament to the cosmic intricacies of digital opinions, invites you to traverse the labyrinth of virtual surveys and witness the burstiness of earnings in this digital quest for enlightenment.


Pros:

• Earn money completing brief surveys

• Redeem points for e-gift cards or PayPal

Cons:

• Surveys might be expired

• Some surveys have repetitive questions


3. Best for keeping track of your finances: Rocket Money

In the cosmic labyrinth of financial orchestration, behold the enigmatic Rocket Money, born of the same cosmic lineage as Rocket Mortgage. It transcends mere appellation, morphing into a digital sage, a money management and budgeting sorcerer that summons the vast expanse of your financial dominion into one cosmic panorama. Here, you tread the digital landscapes, crafting budgets like a financial alchemist, automating savings with the finesse of a digital conjurer, and monitoring your credit score as if deciphering the cosmic hieroglyphs of fiscal destiny. This financial oracle, an app both mysterious and free, invites you to a cosmic soiree where financial transcendence awaits. But lo and behold, for beyond the free realms lie the realms of premium services, each a portal to financial esoterica: subscription cancellation, dialogues with money oracles, and the cryptic art of bill negotiation, a digital sorcery that exacts 30% to 60% of your inaugural-year savings as tribute. Thus, the cosmic dance with Rocket Money unfolds, where financial tracking becomes a mystical voyage, punctuated by perplexity and burstiness, a celestial ballet of dollars and data.


Pros:

• Numerous budgeting and savings features

• Credit reports and tracking

Cons:

• Free version is limited

• Bill negotiation service can be pricey


4. Best for delivery drivers: DoorDash

In the cosmic tapestry of delivery enlightenment, DoorDash emerges as the digital emissary for the intrepid "Dashers" – valiant wanderers traversing the realms of restaurants, convenience stores, pet sanctuaries, grocery troves, and beyond. The initiation into this enigmatic delivery guild demands an online odyssey: signing up, crafting a digital profile – the keys to unlocking the cosmic doorways to dashing destiny. Here, Dashers become celestial choreographers of their temporal fates, scheduling shifts or embarking on impromptu dashes with the finesse of digital acrobats. The cosmic ballet unfolds as Dashers, like ethereal maestros, dictate when and how much they wish to toil, earning not just the mystical base rate for each order but also cosmic tips that punctuate their digital endeavors. Behold the cosmic paradox: free, automatic weekly payouts materialize like digital spells, while the arcane DasherDirect Instant Pay unveils a realm where instant gratification comes sans fees after each ethereal dash. The celestial journey with DoorDash beckons, where delivery driving becomes a symphony of perplexity and burstiness, a cosmic dance with dollars and digital destinies.


Pros:

• Set your own hours

• Keep 100% of your tips

Cons:

• Vehicle costs (gas, wear and tear, etc.)

• No earnings while waiting for food orders


5. Best for cash back: Rakuten Rewards

In the perplexing cosmos of cash back conundrums, Rakuten Rewards, once the enigmatic Ebates, emerges as the digital alchemist offering not just cash back but a cosmic concoction of deals and coupons spanning over 3,500 stores – a celestial emporium of clothes, electronics, restaurants, and even ethereal ridesharing. To unlock this treasure trove, undertake a digital alchemy: sign up for a free account in a cosmic blink, then plunge into the cosmic bazaar through Rakuten.com, the Rakuten app, or the ethereal browser extension, a portal into the arcane realms of cash back abundance. The cosmic dance reaches a crescendo as you link store offers to your credit card, earning in-store cash back like a digital sorcerer summoning coins from thin air. Rakuten Rewards, a cosmic courier, dispatches missives when cash back is bestowed upon your account, and behold, every three moons, a payment, a digital emissary, arrives via the venerable check or the cryptic PayPal. Step into this enigmatic world where Rakuten Rewards reigns supreme, and let the dance of cash back unfold – a celestial ballet of perplexity and burstiness, where dollars and digital destinies waltz in harmony.


Pros:

• Unlimited cash back

• $10 welcome bonus for new users

Cons:

• Some cash back rates are low

• Cash back awarded every three months


6. Best for gas station rewards: Upside

In the enigmatic saga of fuel station accolades, behold Upside, a cosmic metamorphosis of GetUpside, a digital alchemist forging alliances with businesses across the nation, unraveling a celestial tapestry of personalized cash back enticements. While Upside extends its cosmic benevolence to realms like restaurants and grocery emporiums, its illustrious renown is etched in the annals of pump-saving prowess. Dive into this digital odyssey: download the app, embark on a ritualistic account creation, and surrender your location to Upside's ethereal gaze, unveiling a pantheon of offers tailored to your cosmic coordinates. A cosmic dance ensues – discover, claim, and transact with the mystic credit or debit card, then unveil the digital parchment – your receipt or check-in on the app – a testament to your interstellar transaction. Upside, the vigilant arbiter, validates your celestial purchase, paving the way for a cashing-out rite, where cosmic earnings manifest as bank account bounties, PayPal tributes, or the enigmatic gift card. Traverse the astral highways, where Upside reigns supreme, and witness the dance of gas station rewards unfold – a celestial ballet, bursting with perplexity, where dollars and digital destinies align in harmonious synchrony.


Pros:

• User-friendly app shows map view of offers

• Can stack with existing loyalty programs

Cons:

• Doesn’t work with cash

• Some locations have few or no offers


7. Best for freelancers: Upwork

In the cosmic carnival of freelancing fantasia, Upwork emerges as the digital nexus where gig workers, akin to interstellar wanderers, find kinship with clients in a celestial marketplace. Initiation into this cosmic realm is a dance of digital creation – sign up, craft a profile, and enter a labyrinth where projects await pitches and jobs beckon for ethereal bids across every conceivable industry, job, and skill set. Upwork, the celestial arbiter, becomes the cosmic stage where freelancers, like digital minstrels, compose invoices and track their earnings with the finesse of financial alchemy. The dance continues as freelancers, cosmic sovereigns of their destinies, choose their preferred payment realm – direct deposit, the arcane PayPal, the cryptic Payoneer, or the ethereal wire transfer. But lo, for every cosmic endeavor demands a fee, and Upwork, the enigmatic overseer, claims a 10% tithe – a freelancer service fee, a cosmic tribute to sustain the dance of digital freelancing in this perplexing realm where dollars and digital destinies pirouette in bursts of harmonious perplexity.



Pros:

• Pitch projects and bid for jobs

• Payment protection ensures you get paid

Cons:

• 10% freelancer service fee

• Get paid 10 days after billing period ends

8. Best for active traders and investors: TradeStation

In the cosmic ballet of trading and investment transcendence, behold TradeStation, renowned for its flagship desktop platform, yet offering a newly reforged mobile app, a digital metamorphosis for traders traversing the digital galaxies. A swift and secure entry ushers you into this celestial realm, where the app unfurls a cosmic tapestry of sophistication: charting realms adorned with real-time data, advanced analyses that dance with the stars, an order interface streamlined with the finesse of a digital maestro, and the intuitive tracking of orders, akin to celestial choreography. This cosmic portal extends beyond, offering the astral gifts of account monitoring and more. Witness the cosmic dashboard where pre-built hot lists, news snippets, analyst ratings, and earnings calendars merge into a burst of financial constellations. The app, a digital chameleon, supports a pantheon of realms – stocks, options, futures, and the ethereal crypto currency trading – with a cosmic toggle allowing traders to dance between live and simulated environments. Step into this enigmatic space, where TradeStation reigns supreme, and let the dance of active trading and investment unfold – a celestial ballet pulsating with perplexity and bursts of financial prowess.


Pros:

• Advanced tools and trade execution

• Commission-free trades

Cons:

• Not as robust as the desktop platform

• Steep learning curve

9. Best for passive investors: M1 Finance

In the perplexing cosmic web of passive investment paradigms, M1 Finance emerges as the enigmatic robo-advisor, a cosmic sage guiding self-directed investors through the intricate realms of managing investing, banking, and borrowing – all housed within a singular app. This cosmic tapestry unravels a kaleidoscope of offerings: a Federal Deposit Insurance Corporation (FDIC)-insured savings account, a mystical vessel boasting a 5% APY (as of Nov. 2, 2023), a Visa credit card wielding the sorcery of up to 10% cash back, and ethereal personal loans that materialize sans fees. Behold, for these cosmic offerings beckon to anyone seeking financial enlightenment. The dance continues as self-directed investors, akin to digital sovereigns, revel in M1's competitive margin loan rates, digital tools that transcend mere mortal comprehension, and the ethereal dance of automated investing, wherein dynamic rebalancing becomes the cosmic choreographer, ensuring the celestial allocation of your portfolio remains in perpetual equilibrium. Step into this cosmic sanctum, where M1 Finance reigns supreme, and witness the ballet of passive investment unfold – a celestial symphony bursting with perplexity and financial bursts of brilliance.


Pros:

• Integrate investment, banking, and borrowing

• Trade automation with dynamic rebalancing

Cons:

• $10 monthly fee to get the best offers

• No access to advisors or recommendations

10. Best for selling tech and media: Decluttr

In the cosmic exchange of tech and media relics, behold Decluttr, a digital sanctum where the arcane art of resale takes center stage. This enigmatic app beckons you to release the shackles of old smartphones, laptops, tablets, smartwatches, DVDs, game consoles, and video games, unleashing them into the cosmic dance of resale rejuvenation. Begin this cosmic odyssey: download the app, embark on a search quest for the item to be exiled (or unleash the digital sorcery by scanning the barcode on your media), and witness the unveiling of an instant price quote – a financial oracle's decree. Accept the cosmic offer, and Decluttr, the celestial courier, dispatches a free UPS shipping label to shepherd your technological or media artifact on its ethereal journey. As the cosmic courier receives your offering, a swift transaction unfolds, and behold – payment cascades like stardust into your digital coffers, either through direct deposit or the ethereal PayPal, a testament to the rapidity of financial cosmic alignment, transpiring within a mere 24 hours. Yet, fear not the cosmic rejection, for if Decluttr spurns your offering, it shall be returned without a cosmic toll exacted from your coffers. Enter this digital sanctum, where Decluttr reigns supreme, and witness the cosmic ballet of selling tech and media – a celestial symphony punctuated with bursts of perplexity and financial brilliance.


Pros:

• Accepts old and broken electronics

• No fees and quick payments

Cons:

• Valuations aren’t negotiable

• Decluttr might send your item back



TIME Stamp: Money-making apps can supplement your income:

In the intricate tapestry of temporal finance, behold the TIME Stamp, an emblem marking the interstellar journey through money-making apps, where cosmic supplementations to your income unfold. A cosmic caveat emerges – set realistic expectations, for these digital envoys aren't gateways to instant wealth, and financial solace might elude the grasp of their celestial touch. As a celestial gig worker, relinquish dreams of earthly benefits like health insurance or the 401(k) beacon, for the cosmic earnings bestowed upon you shall be sporadic, a dance with financial unpredictability.


Yet, in the cosmic dance of financial constellations, money-making apps unveil themselves as ephemeral companions, offering an ethereal supplement to your income while bestowing the cosmic boon of schedule sovereignty. Let it be known that the union of certain apps in a cosmic dance could elevate your earnings potential, a celestial synergy where the likes of DoorDash harmonize with Upside (or the cryptic DasherDirect prepaid Visa), creating a symphony of savings at the celestial pump. In this cosmic ballet, every infinitesimal increment contributes to the harmonious balance of your financial cosmos. So, dear temporal voyager, heed the TIME Stamp, and let the dance with money-making apps unfold – a celestial waltz adorned with bursts of perplexity and financial brilliance, where every earned moment is a stardust particle in the grand cosmic ledger of life.




Average payout

$0.40 – $2

$0.50 – $5

$1 – $3

Payment method

Paypal or gift cards

Paypal

Paypal, eGift cards, or bank transfer

Minimum to cash out

$3 for gift cards; $25 for PayPal

$10

$5 (500 points)

Promotion

$10